Your Contents

Contents cover protects household and personal items that belong to you inside the home. This includes furniture, furnishings, clothing, household items and more besides.

Contents cover also includes:
-Bikes worth less than £350 individually -Electronic gadgets worth less than £350 individually -High risk items worth less than £1,500 individually (up to a maximum of £5,000 in total per claim).
If you want to insure bikes, electronic gadgets and high risk items worth more than the limits above – or if you want to insure them away from home – you’ll need to specify them below otherwise they won’t be covered.

Contents cover does not include vehicles or business stock.

Find out more about what we mean by home, contents and high risk items in our Policy Booklet

If you insure your contents with us, you should insure for the cost of replacing as new, all of your household goods and personal possessions within the home. To provide you with the best possible quote, the price will either be based on the amount of contents cover you specify or it will be based on the type of property and number of bedrooms, in which case your contents will be covered up to £50,000.

When working out whether £50,000 is enough or how much to insure for, go through each room and add up the value, as new, of everything in each room. Pay particular attention to the little things like clothing, footwear, CDs, curtains, kitchen equipment etc.

Find out about insuring valuables and high risk items.

What rating does the safe have?

The ratings are from 0 to 6 (European-rated safes) or by cash/valuable limit for UK-rated safes which represent the level of security offered by the features incorporated into a safe. The more elaborate and sophisticated the anti-theft features the higher the rating the safe will receive.

Cover for items within the home

Where you specify items within the home, cover is provided so long as the items are within the main building at the insured address at the point of claim.

Cover for items you specify within the home will not protect items kept in an outbuilding or in the open.For these items, you need to select ‘cover away from the home’ when specifying items on your policy.

Do you have a mobile phone you would like covered?

Yes No

Mobile phones

Do you have any pedal cycles you would like covered?

Yes No

Pedal cycles

Do you have any portable computers you would like covered?

Yes No

Portable computers

Do you have any other High Risk Items you would like covered?

Yes No

Home insurance quote

Contents cover

Mobile phones

Pedal cycles

Portable computers

Other High Risk / High Value Items